What is a desktop property valuation?
A desktop property valuation is a professional assessment of market value prepared without a physical inspection. The valuer uses available property records and relevant market evidence to assess value at an agreed date, stating the assumptions and limitations in the report.
Desktop valuation or online estimate?
An online estimate generally produces an automated price indication from available data. A professional desktop valuation is an instructed assignment: a valuer assesses the evidence for the specific property and purpose. Confirm who prepares the report, what evidence is considered and who may rely on it.
What evidence does the valuer use?
- Comparable property sales and market conditions relevant to the valuation date.
- Property description, land and building information, title details and planning information where relevant.
- Available plans, photographs and records of improvements.
- Leases, occupancy information or other documents needed for the assignment.
The quality and completeness of the evidence matter. Tell the valuer about alterations, defects, unusual features or restrictions that may not appear in public records.
When is a desktop valuation suitable?
A desktop approach may suit a straightforward property where adequate evidence is available and the intended recipient permits it. It may be considered for an advisory assessment, portfolio review or a lending assignment with appropriate instructions. The valuer decides whether a remote assessment can support the required conclusion.
When might an inspection be needed?
Missing information, unusual improvements, uncertain condition or a complex property can make a desktop assessment unsuitable. A recipient may also require an inspection regardless of the available data. Compare short form valuations and full valuation reports if more evidence or reporting detail is needed.
Cost, timing and how to order
Send Propti the property address, purpose, required date and recipient’s instructions. We help arrange a quote and confirm whether the property can be assessed remotely. Fees and delivery depend on the evidence, complexity and professional availability; confirm both before work begins.
Frequently asked questions
How accurate is a desktop valuation?
Its reliability depends on the available evidence and the assumptions needed without an inspection. An inspection can resolve some uncertainties, but report length or format alone does not establish accuracy. Read the scope and limitations before relying on the result.
Will a lender accept a desktop valuation?
Check with the lender before ordering. It may require its own instructions, an approved provider, an inspection or another format. A desktop report commissioned independently is not automatically acceptable.
How long does a desktop valuation take?
Timing depends on the property, required date, documents and valuer availability. Provide your deadline with the enquiry and obtain an expected delivery date for the agreed scope.
Can I move from desktop to an inspected report?
Ask the report author. Additional instructions, an inspection, further analysis or a new fee may be needed. Confirm the revised scope and permitted reliance before proceeding.
Compare your options
Return to property valuations or read the desktop, short form and full valuation comparison.